Funding Choices for James Oliver Customers
To make things easier for you, James Oliver can arrange a number of affordable and convenient payment finance options (subject to application & status). Applying is simple and we promise a quick decision. Everything can be sorted out without you needing to leave the comfort of your home or at our showroom. You should get an answer to your application within 24 hours.
Buy now – Pay in 12 Months
Buy now and have it today for as little as £99 deposit and pay nothing more for 12 months.
*This option for orders up to £10,000 allows you a 12 month payment holiday from the date of completion. Pay us £99 deposit when you order, and as long as you pay the outstanding balance in full before 12 months has elapsed plus a £99 exit fee, NO interest will be charged. If, after 12 months, this is not convenient, you can pay in 120 monthly instalments at 24.9% APR Representative.
*Deferred for 12 months – £99 exit fee applies if the loan is repaid in full during the deferral period.
Example shows interest IF the full balance is NOT paid in 12 months
Where the balance IS paid in 12 months NO interest is charged but the £99 exit fee applies
No security is required
Buy now – Pay Monthly
Buy now have it today and choose to pay monthly over 5, 10 or 15 years at only 7.9% APR representative.
*This finance option allows you the convenience and flexibility of spreading the cost of your home improvements over 60, 120 or 180 months*. You must make the minimum repayment each month. However you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay.
Not available on some products or services. Please ask for details
*180 months for orders over £7,500 only.
No security is required
Got the funds available now?
Like many of customers, you may be quite happy to pay now, outright for your purchase or you may prefer to arrange a loan independently or by simply adding it to your mortgage. It’s no problem and it remains the most popular route. So please do.
Credit is subject to application and affordability. Terms and conditions apply. Minimum loan value £1,000. Authorised and regulated by the Financial Conduct Authority. James Oliver (Registered Company No.04779150) act a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Register no. 704348). **Quote valid for 6 months from date of quotation, validation period ends 30th July.